5 Best Apps to Make Money in 2022

On average, each person spends several hours surfing the Internet on their smartphone. But the smartphone can serve not only for entertainment, but also as a way to put a few extra dollars in your pocket. Here is a list of the highest performing mobile money making applications.

Ax Infinity

All gamers dream of a world where they can not only play, but also earn money from their hobby. This dream is the basis of the new economic model “Play-to-Earn”. There are already dozens of P2E games on the gaming market. The most famous of them is Axie Infinity.

Axie Infinity is a video game featuring fantasy creatures that can be bred and trained. The game uses blockchain technology and all characters and items are non-fungible tokens (NFT). Players are rewarded for completing missions and quests, participating in battles, selling upgraded Axies and completing other tasks.

To enter the game, participants must purchase at least one Axie (around $200) and spend time completing tasks each day. This money app is therefore ideal for anyone who already plays games on their mobile phone and spends several hours a day on it.

Ultima Farm App

Ultima Farm is a coin minting app in the PLC Ultima ecosystem, focused on a wide range of cryptocurrency fintech services. As a decentralized network, it requires thousands of members to actively participate in the validation process. Unlike Bitcoin, with its miners using special devices to “mine” new coins and send transactions to the blockchain, the PLC Ultima blockchain uses an updated, more low-energy version of the Proof-of-Work consensus mechanism that does not require large amounts of computing power.

The process of creating new PLC Ultima coins is called minting. Coins can be minted using a smartphone app. Users simply need to register a new account and download the dedicated apps (Ultima Farm and Ultima Wallet) to their smartphone.

To start minting coins, users must ‘freeze’ a certain number of coins for a certain period of time. More specifically, a user needs to buy some PLCUX coins – which are only traded for PLCU on exchanges. PLCU is already traded on dozens of exchanges, including Gate.io.

For storing and freezing coins in their wallet (wallet), the user receives a monthly reward guaranteed by the minting smart contract. The size of the reward corresponds to the number of frozen coins in the wallet.


STEPN is a mobile app that allows users to earn money by running or walking. STEPN became the most famous project based on the new economic model Move-to-Earn (M2E). The number of active users in the spring was 2.3 million. But in the autumn, enthusiasm for the news waned.

Perhaps the biggest difficulty with STEPN is the first step – registration. To do this, a user must obtain an invitation code on the project’s official website. The number of requests per day is limited. This is to create a sense of exclusivity for users.

As soon as the code is received, the user can register in the app. In order to use the STEPN app, one must buy digital “sneakers” in the form of a non-fungible token (NFT). These can be purchased either in the app or on marketplaces such as Magic Eden and OpenSea. Sneakers can also be rented, but then part of the reward must be given to the owner of the sneakers. On average, STEPN NFT sneakers currently cost around $50. After purchasing sneakers, users can start moving and earn app coins, GST or GMT. Earnings depend on the level and characteristics of the sneakers as well as the user’s activity. The faster and more often he moves, the more coins he gets.

The main problem with STEPN is the high volatility of the coins in which the rewards are paid out. Trading at $0.01 in March, GMT rose to $3.50 by the end of April and is now available for sale at $0.60. Besides running, most users are also interested in trading and speculating in the cryptocurrency market. But when it is no longer interesting, the app can quickly become uninteresting.


Is one of the oldest money making apps with millions of subscribers. Swagbucks offers its users a quick and easy way to earn small amounts of money. Subscribers only need to create a free account and perform simple tasks such as watching videos and advertisements, searching the Internet or completing surveys, do it online.

All subscribers receive their rewards in the form of Swagbucks Points (SB). Points can be redeemed for gift cards at over 1,500 retailers, including Amazon or Tesco. SB points can also be converted to cash and withdrawn via a PayPal account. 100 SB points is equal to $1, so users need to spend that much time to earn a significant amount. Users often complain about problems with the surveys. After a user has spent time answering all the questions, it often turns out that they do not fit the survey’s target group at all. In this case, the survey will not be remunerated. As a rule, however, everything is “pretty good”, according to most reviews.

Mostly, Swagbucks are used to earn some pocket money, pay for mobile services, buy gift cards or coupons, get some extra groceries or gifts for the kids.

While Swagbucks is classified as a money making app, it should be seen more as a useful toy that is an easy way to earn pocket money. On average, users make no more than a few hundred dollars a year.

TGM panel

TGM Panel mainly specializes in paid surveys and offers a wide range of online surveys that you can take for a fee. The platform itself and the surveys are available in a number of different languages.

Users simply register, open an account, and then access thousands of paid surveys. Surveys typically take no more than 30 minutes, and according to user reviews, the risk of being rejected on a survey is lower than Swagbucks. In addition, the TGM panel compensates for the time spent and awards points even if a user is not recorded.

Users are compensated in TGM points equivalent to US dollars. The earnings can be paid out in the form of Amazon vouchers, gift cards or to top up the PayPal balance. With $10 worth of points, users can even request a virtual Visa Debit Card, but this option is only available to US residents. A survey takes about 30 minutes to complete and costs an average of $1. Thus, this app can earn the owner about 20 to 30 dollars per month. It’s not much, but it can be a nice bonus when you shop at a nearby grocery store or pay your cell phone bills.

Any trade is risky. No guarantee of winning. All content on our website is for informational purposes only and does not constitute a recommendation to buy or sell. This applies to assets as well as products, services and other investments. The statements on this website do not constitute investment advice and independent financial advice should be sought whenever possible.

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