Baloise is robust | the company’s finances

share

Security representing a share in the capital of a public company. This ensures the owner membership rights (the right to vote and the right to vote at the general meeting) and ownership (right to a share in the profit, share in capital increases or in the liquidation result).

All articles for this technical term

stock Exchange

Regular market organized according to fixed customs. Depending on the traded goods, you speak z. B. from securities, securities, foreign exchange, commodity exchanges or derivatives exchanges (futures exchanges).

All articles for this technical term

Manager

Anglo-Saxon acronym for Chief Executive Officer, Chief Financial Officer, Chief Investment Officer and Chief Operating Officer, which together make up the Executive Board.

All articles for this technical term

cash flow

Usually generated cash flow from a company’s operating activities. Extraordinary expenses and income should be excluded from the cash flow calculation, as should extreme changes in the formation or release of hidden reserves.

All articles for this technical term

combined ratio

The sum of the cost rate and the damage rate. Used by insurance companies to assess the profitability of claims business before considering return on investment.

All articles for this technical term

yield

The percentage of earnings paid by a company per stock. The dividend is determined by the general meeting at the request of the board of directors. Payments to holders of dividend certificates are also referred to as dividends.

All articles for this technical term

yield percentage

Return on a share investment expressed as a percentage: The dividend return represents the dividend paid out in one year as a percentage of the price In practice, the expected dividend return is relevant as a selection criterion, but it is not guaranteed.

All articles for this technical term

Equity

That part of the total capital owned by the shareholders and paid to them in the event of a going concern. From the shareholders’ point of view, a company’s most important task is to create a return on equity that is commensurate with the risk (cf. the bank’s equity).

All articles for this technical term

price-earnings ratio

Share price in relation to earned or expected earnings per dividend bearing share. The stock valuation ratio indicates how many times the earnings per share is included in the share price. P/E can be used to compare different stocks within an industry.

All articles for this technical term

life insurance

Insurance against the financial risks of premature death or long life (pensions). It can also have a savings character.

All articles for this technical term

bonus

1. Option price paid by the buyer of an option to the writer. 2. Indicates by how many percent the price of the underlying must rise to break even. The premium shows the percentage by which an underlying asset would be more expensive if an option was bought and exercised than if the stock were bought outright. 3. Conversion Bonus .

All articles for this technical term

bonuses

The insurance premiums attributable to the financial year, which are calculated as net premiums less changes in unearned premiums.

All articles for this technical term

SST

New formula introduced by Finma in 2011 to determine the regulatory risk capital required (cf. the solvency margin).

All articles for this technical term

volatility

Price fluctuations on an underlying (cf. historical volatility, implied volatility, vega, volatility analysis, volatility index).

All articles for this technical term

Leave a Comment