Pension increase 2022: That is why the pension is increased so significantly

Purely mathematically, the pension increase in 2022 should actually be lower. But the traffic light managed with a trick.

It was a big surprise for about 21 million pensioners in Germany: According to the Federal Ministry of Labor, the pension increase on July 1, 2022 will be much higher than previously assumed. full 6.12 percent in the new and 5.35 percent there should be more in the old federal states. The last time pension amounts increased like this was in the 1980s.

The Light Cross Coalition with the reintroduction of catch-up factor actually ensured that the initial forecasts for this year’s pension increase were much more pessimistic. So how did Federal Labor Minister Hubertus Heil (SPD) manage to hand out a pension gift while meeting the opposition’s demands for more justice between the generations?

In the press release of Federal Ministry of Labor (BMAS) the solution to the riddle is hidden behind the complicated word “statistical revision effect“The need for compensation was corrected, which is why the minus was reduced by about two percent to -1.17 percent,” writes BMAS.

Conversely, this means: Need for compensation and catch-up factor would actually have reduced the pension increase by at least 3.17 percent and thus eaten up almost half.

Pension increase: This is what the statistical revision effect is all about

BMAS prevented this by pay of persons working beyond the ordinary retirement age, that is, the salary of pensioners themselves.

People who continue to work after retirement typically earn less than the average working population. Are these salaries included in the statistics for it average fee included, this falls logically. But then it also goes down pension increase.

The average salary of employees in Germany is one of the most important basis for calculating pension adjustments. To put it simply: if wages rise, so must pensions. And if you subtract the wages of working pensioners from the average wage, the pension rises even more.

In fact, this trick makes sense. On the pay of people who are over retirement age work, no contribution is normally charged to the pension insurance. In other words, you do not increase the pension insurance’s income, which in turn would be the precondition for higher distributions.

With the correction of the revision effect, BMAS has in principle passed on the positive economic development in the salaries of pensioners without statistical distortion.


Pensions in Germany – the pension insurance expects these values ​​in 2022

month (west)


reference size

3,290 euros (month)

3,150 euros (month)

Average salary 2022 (provisional)

3,242 euros (month)

3,111 euros (month)

Rentenwerk power (from 01.07.21 to 01.07.22)

34.19 euros

33.47 euros

Pension value forecast (from 07/01/2022 – 07/01/2023)

36.02 euros

35.52 euros

contribution rate

18.6 percent

18.6 percent

contribution assessment limit

7,050 euros (month)

6,750 euros (month)


More and more people are working despite retirement: Is it becoming a problem for pension adjustments?

However, what is positive for the pension increase could also point to the negative development of poverty in old age. The low wages of pensioners are likely to have such a negative impact on the average wage because more and more people still have to work despite retirement.

It also appears from figures from BMAS for 2021. Consequently, for example, the number of working people in retirement in Thuringia, Saxony and Saxony-Anhalt has risen by 13 percent over the past four years – and the trend is rising.

So the trick with the statistical revision effect has to be used every year to pension adjustments to do justice? The corresponding law does not yet exist, but the Federal Ministry of Labor and Social Affairs announced a similar adjustment of the pension formula on request. More precisely, he should sustainability factornot to be confused with the catch-up factor should be smoothed out.

The sustainability factor is a calculation variable that represents the ratio between contributors and pensioners. “Through smoothing of the sustainability factor ensures it wage fluctuations will no longer lead to excessive fluctuations in pension adjustments in the future, “BMAS reports.

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